If you're self-employed and struggling with high energy bills or a draughty home, you might assume that government grants don’t apply to you. But the good news is — self-employed homeowners can qualify for ECO4 funding.
At ECO4 Surveyors, we help people just like you unlock government-backed energy-saving upgrades, often at no cost. This guide explains how the ECO4 Scheme works for self-employed individuals and how to check your eligibility quickly and easily.
What Is the ECO4 Scheme?
The ECO4 Scheme (Energy Company Obligation Phase 4) is a UK government grant programme designed to reduce fuel poverty and improve home energy efficiency. Funded by major energy companies, it helps eligible households install:
- Insulation (loft, wall, underfloor)
- Heating upgrades (boilers or heat pumps)
- Smart heating controls
- Whole-house energy efficiency improvements
If you qualify, these upgrades are fully funded — no repayment required.
Are Self-Employed Homeowners Eligible for ECO4?
Yes — self-employed homeowners are eligible for ECO4 grants, provided they meet the scheme’s qualifying criteria. Here’s what to look out for:
✅ 1. You Receive Qualifying Benefits
If you or someone in your household receives benefits such as:
- Universal Credit
- Pension Credit
- Child Tax Credit
- Housing Benefit
- Income-based JSA or ESA You’re likely to qualify regardless of your employment status.
✅ 2. You Meet Local Authority Income Criteria (LA Flex)
Even if you’re not on benefits, many local authorities offer ECO4 support to low-income self-employed individuals through the LA Flex scheme.
If your income is modest and your home is energy inefficient, you may still be eligible.
✅ 3. Your Property Has a Low EPC Rating
Your home must typically have an Energy Performance Certificate (EPC) rating of D, E, F or G. If you're unsure, ECO4 Surveyors can arrange a free assessment to check your EPC rating.
🛠 What Can Self-Employed Homeowners Get?
Once approved, you could receive one or more of the following — completely free:
- Cavity wall insulation
- Loft insulation
- Underfloor insulation
- Boiler upgrades or replacements
- Heat pumps or smart heating controls
- Full energy efficiency upgrade plan
These improvements can make your home warmer, lower your bills, and increase its value.
Local Help from ECO4 Surveyors
Whether you're self-employed in Liverpool, Manchester, Birmingham, or the North West, ECO4 Surveyors offers local service with national expertise. From eligibility checks to installation, we manage the full process for you — making things simple, stress-free, and fast.
How to Apply for ECO4 if You’re Self-Employed
- Check your eligibility with a quick call or online form at eco4surveyors.co.uk
- Book a free home energy survey with one of our assessors
- Receive a personalised upgrade plan
- Enjoy the benefits of a warmer, more efficient home – fully funded!